
5% Downpayment
If your rent is $2500 or more, you could afford a $450,000 home at 5% down without raising your monthly costs. You could even pay less every month at a lower purchase price!

Mortgage Is Constant
Your rent will only ever increase, but your mortgage is constant. You can even refinance over time to lower your monthly payments.

Building Equity
A portion of your mortgage payments goes towards the principal of your loan, which forces you to save money by building equity in your home. The longer you wait, the less you'll have in the future.
WE KNOW REAL ESTATE
1. Be Financially Prepared
Make sure that you are financially stable and ready to invest in your future home. We don’t want to risk other financial responsibilities you have. Set a price range based on your budget. This ensures that you know which houses to look at which ones not to. It will also make the planning stage faster. It is important to maintain a good credit score. Lenders don’t like to see borrowers with accounts in collections, so be sure to resolve those before talking to a lender about a home loan.
2. Decide Where You Want To Live
This process is extremely subjective and perhaps the most important decision you'll make! How close do you want to be to work? Are you close enough to grocery stores, a hospital, church, or schools? Are you happy with the school district? Are there alternative schooling options available? We are here to help with any and all of these questions!
3. Determine How Much You Need For Downpayment
It is crucial that you understand your downpayment options, and how they will effect your monthly payments. Here are a couple of pointers regarding downpayments, but you are best off speaking to us directly to fully understand your options.
1. You can put as little as 3.5% with an FHA loan.
2. If you served in the military, you can buy a home with a 0% downpayment using a VA loan.
4. Get Pre-Approved For A Loan
Here is a list of documents your lender will likely request during pre-approval:
1. Proof of income
2. Proof of assets
3. Employment verification
4. Identification documents
5. Social Security number
There might be other documents needed, so make sure you have everything ready.
WE KNOW REAL ESTATE
5. Find An Agent
You've come to the right place!
Finding a good real estate agent makes a BIG difference in your home-buying process. Our team has over 50 years of collective experience in home buying and selling.
Check out the video testimonials below to hear from some of our past clients!
6. Find A Home You Love
Our first step with any buyer is a thorough consultation so that we can better understand what you are looking for. We will discuss location, home style, finishes, what you LOVE, what you HATE, timelines, deadlines, budgets, and everything that will effect your purchasing decision.
Then, we will go see homes! Because we have multiple team members, we can often accomodate showings whenever you are available. This is crucial in a market where multiple offers are the usual.
8. Move In!
You made it! Ultimately, if you stay focused, make prompt payments, and maintain your home, you’ll be on your way to building long-term wealth through homeownership.

1. You build your landlord's wealth.
2. Your monthly payment is likely to increase.
3. You may be limited in what you can customize.
4. You will likely pay rent, fees, and a security deposit.

"I would recommend him with no reservation"
- Art & Joan
"Doug came in with a plan. He's a visionary"
- Jim & Joanne
"Doug has specific steps, specific actions"
- Wes & Billie Jo
Your Referral Means A Lot To Us
ABOUT DOUG
STRICKLAND
Doug Strickland is the Listing Specialist for the team and oversees and manages the practice. Doug started in business as a real estate investor, began selling homes for Coldwell Banker, and has been with Keller Williams now for 12 years. He owned and later sold a large customer-focused contracting franchise in Chester County called CertaPro Painters. After selling CertaPro Painters, Doug created “Residential Guru Contracting” to support the various needs of his real estate clients.